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Risk management.Perspective on uncertainty.
Understanding uncertainty is part of managing financial assets. Consider investment risks alongside your objectives, time horizon and capacity for loss.
Discuss your risk considerations
Understanding investment exposure
See the risk.Consider the context.
Investment risk can come from more than one source. Looking at the assets, their shared exposures and access to funds helps frame a broader discussion.
Market movements
Changes in market conditions can affect the value of investments.
Concentration
Several holdings may share exposure to the same companies, sectors or markets.
Liquidity
The ease and terms of accessing funds matter alongside your expected cash needs.
Risk in your circumstances
The same risk.A different impact.
The relevance of an investment risk depends on the circumstances around it. Your timeframe, cash needs and ability to bear a loss give the discussion a practical context.
Three considerations to explore
Time horizon
When might you need the money? The time available matters when discussing uncertainty. A longer investment horizon does not remove the possibility of loss.
Cash needs
Which commitments could require access to funds? Expected withdrawals and the terms for accessing an investment help put liquidity considerations in context.
Capacity for loss
How could a loss affect your financial commitments? The conversation can consider your financial ability to bear a loss as well as your willingness to accept uncertainty.
Your next conversation
Let’s put riskin perspective.
Tell us about your priorities and the investment risks you want to understand. Start a conversation about your risk management needs.
Discuss your risk considerations View all solutions